Dr. Jochen Papenbrock, Vice Chairman & Founder, AI in FS e.V., CEO firamis GmbH and consortium partner of the EU FIN-TECH Horizon 2020 project is a FinTech entrepreneur and researcher in applied artificial intelligence and data science. He holds a doctorate degree from the Karlsruhe Institute of Technology and is CEO and founder of Firamis GmbH, a B2B Fintech company for customer-specific software applications based on AI and data science for the financial services industry. Firamis is managing partner of the EU project “Fintech Risk Management” to make the European Fintech landscape more sustainable and leading in new technologies. Jochen is co-editor-in-chief of the journal “AI in Finance” and vice chairman of the association “AI in Financial Services”.