Helge Michael is fintech expert at Main Incubator GmbH, Commerzbank’s Research & Development unit. His main focus is on Digital Platforms, Blockchain, Crypto Assets and Digital Identities. Currently, he is developing blockchain solutions for the bank together with a team of banking and software specialists. He has more than 15 years professional experience in banking, among other things, at Commerzbank’s Corporate development, M&A department, where he gained deep insights into the various business models of financial institutions.