Michael is Associate Director in the Innovation and Digitalization department at DZ BANK. He is responsible for several innovation initiatives and is working on strategic projects across DZ BANK Group. He oversees the trend and technology scouting of the German cooperative financial network and is building up a cross company innovation team. At his previous role at TeamBank Michael managed several fintech collaborations and supported the startup-phase of different new business models. He spent several years in academia researching the innovation and financing environment for sustainable ventures.